What a difference a decade makes. Back in the mid-2010s, the concept of open banking emerged as a way to increase competition between banks and…
Insights
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13 December 2024
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13 December 2024
The industry has certainly been on a journey when it comes to open banking. Back when the initial proposals for PSD2 and the UK’s open banking i…
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25 November 2024
This report shares findings from a recent Celent retail collections industry survey that uncovered the current business challenges, operations p…
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19 November 2024
2025 will be another year of change and opportunity for retail banking. Technology budgets are expected to increase by over 5% on average, as in…
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19 November 2024
Recorded on November 19, 2024 Retail banks don’t have it easy – customers expect them to be at the forefront of innovation making the most of th…
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14 November 2024
Celent analyzes the latest findings from its Dimensions survey, interviews with best practice players, and third party surveys. It’s no surprise…
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23 October 2024
The middle of October is a busy time for any self-respecting industry analyst, as event season is in full swing. The highlight of last week was…
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21 October 2024
The CFPB’s publication of the finalized text for the Personal Financial Data Rights rule will set in train a series of activities that will re-s…
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9 September 2024
While the works of William Shakespeare may not paint the financial services industry in a very positive light, banking, payments, and insurance…
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21 August 2024
The CFPB's proposals for Section 1033 mark the beginning of a new era for open banking in the US. Assuming the proposals that are published in O…
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20 August 2024
Consumer banking has become increasingly digitized across Latin America in recent years, due to supportive regulatory policy and frameworks, mob…
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31 July 2024
2024 will be a year of technology-driven change for the banking industry in the Middle East and Africa. In the face of growing competitive threa…
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28 July 2024
The Asia Pacific region is experiencing robust growth in IT spending, projected to continue into 2025. This growth is driven by diverse factors…
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17 July 2024
One of the most interesting developments in digital commerce has been the growth in subscription services. The model itself isn’t new, and busin…
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27 June 2024
North America has long been one of the largest and fastest moving regions in terms of technology investment, and 2024 will be no different. IT b…