Life Insurance

Celent addresses key technology strategy issues for life, pension, annuity, and health insurers.

We break digital down to better understand its impact on life and health care insurance processes and decisions, including customer interactions, product design, underwriting, and claims.


Trending

How can AI impact the health and life business? What does it take to tackle the core insurance system challenge and leverage cloud, APIs, microservices, and DevOps? What have other life and health insurers achieved with these technologies?

We identify key technology trends and help our clients figure out how various technologies can create a positive impact  on their business.

On-Demand Webinar

Life Insurance: Technology Trends Previsory 2025

Modernizing Products and Solutions in Life & Annuity

Life insurance carriers are increasingly taking a greenfield approach to digital transformation, choosing to build new products and channels on new technology while moving legacy products toward sunset along with their underlying technology. This has the potential to slowly but surely change the character of the life and annuity sector over the next several years. With advances in artificial intelligence – specifically generative and machine-learning – as well as other avenues of automation in underwriting and distribution, it's clear that the time is now for carriers to build toward a new era.

Our Previsory webinar will illustrate the early development of this new world of insurance and provide insight into how you can join leading peers.

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Research Agenda

Life Research Outlook

See what we have in store for 2024

On-Demand Webinar

Dimensions: Life & Health Insurance IT Pressures & Priorities 2024

Curious about the current state of the life insurance industry’s technology budgets, investment plans, and the goals and priorities that are driving both? Is Gen AI making an impact on the industry’s investment plans? Join our webinar to hear from our analysts as they break down what’s driving investment plans globally and by regional markets across the life insurance industry.


Solution Hubs

Insurers use a policy administration system, either by itself or with closely integrated specific point solutions, to execute a number of core processes and relies on several types of supporting capabilities.

Insurers are automating their new business and underwriting processes. They are either implementing reinsurance rules engines to automate the underwriting decision on applications, or they are going all in with case management and underwriter dashboards along with their own rules that were built in vendor-provided underwriting rules engine.

A life illustration system is a core piece of the sales process in life insurance. Life insurance illustrations present how a life insurance policy should perform under the circumstances outlined in the illustration.


Reports

Digital and data sovereignty is a legal construct, but with significant physical implications on the way technology and data assets are implemen…

Reports

Insurers have been using multiple core system modernization approaches with a growing interest in acceleration frameworks more recently: Celent…

Reports

2024 SolutionScape, Powered by VendorMatch

Reports

2024 XCelent Awards, Powered by VendorMatch


Insurance Innovation Insights

Innovation executives and teams have an increasing mandate to deliver results, but the insurance industry is rapidly evolving, there is more complexity, startups, technologies, and applications to stay on top of and prioritize.

Our innovation-related research and advisory help bring order and make sense of all this, while increasing the chances of success. It provides the basis for innovators to deliver results aligned with the company’s strategy.


How we can help you

Use our industry trends reports to understand the landscape; our primers to help get up to speed on crucial solutions; our surveys and case studies to benchmark yourselves; and our vendor landscapes to help make technology decisions.

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Browse our Insights

Browse our extensive library of reports, blogs, webinars, podcasts and videos.


Our Experts

Meet our Life Insurance analysts.

Jamie leads the Celent team globally across banking, insurance, wealth management and capital markets technology, and is a Partner within Oliver…

Karlyn Carnahan leads the insurance practice for Celent for North America.She is based in San Francisco and focuses on issues related to the int…

Juan is a director at Celent and head of the insurance practice for EMEA, APAC, and LATAM. He is responsible for global research and advice to C…

Nicolas' research concentrates on continental European insurance markets with a specific focus on continental Europe and insurance systems inclu…

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