

Research related to CreditQuest by Software Group
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13 February 2025
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30 January 2025
Decisioning engines for lending and other banking use cases have traditionally been focused on analytic modeling of data to determine coefficien…
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8 October 2024
I recently had the opportunity to attend Fiserv Forum in Las Vegas, NV from September 29-October 1, 2024. Lasting over 2 ½ fast-paced days, this…
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21 August 2024
The CFPB's proposals for Section 1033 mark the beginning of a new era for open banking in the US. Assuming the proposals that are published in O…
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15 July 2024
Retail loan origination requires the interplay of many internal and external systems to originate, underwrite, and close a loan. These processes…
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6 June 2024
I recently had the opportunity to attend FIS Emerald in Orlando, FL from May 26-29, 2024. Lasting over three fast-paced days, this conference is…
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30 May 2024
Yes, I DO think there is a strong connection between banking technology and sports car racing, so buckle your seat belts. Last week I had the op…
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8 May 2024
Consumer credit scoring has existed for decades. It evolved from being a custom analytic product used within financial institutions to being a g…
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29 April 2024
Consumer data privacy laws, regulations, and protections have existed for decades but are being modernized across the globe in response to digit…
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22 April 2024
Loan origination system (LOS) technology has changed more in the last five years than it had in the previous 20. Market dynamics are shifting as…
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21 March 2024
The imperative for financial institutions (FIs) to continuously add new technology capabilities drives them to evaluate existing systems to mode…
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12 February 2024
The UK residential mortgage lending market is large and attractive to financial institutions based on the large transaction sizes and revenue pe…
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13 December 2023
The migration of on premise banking applications to private and public cloud deployment has been underway for over a past decade.Early migration…
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19 November 2023
Last week the Celent corporate banking team published its annual Technology Trends Previsory: Corporate Banking 2024 Edition which can be downl…
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8 November 2023
Among the many US federal policy changes, laws, and Federal Reserve actions initiated during the pandemic, loan forbearance has so far proven to…
Research related to Mobile Wallet, Payments & Banking Platform
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6 March 2025
The investment sector is experiencing a profound transformation, driven by advancements in data capabilities and nascent AI integrations. The ac…
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5 March 2025
This is the preamble report to our series, Retail Digital Banking Platforms: 2025 XCelent Awards, Powered by VendorMatch. Powerful market and te…
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5 March 2025
As we undertake extensive research on digital banking platforms, we have compiled this preamble report to our series, Small Business Digital Ban…
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13 February 2025
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3 February 2025
About this Interview: We continue our In Coversation With... series by hosting several interviews with FIS executives about the cards market in…
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30 January 2025
Decisioning engines for lending and other banking use cases have traditionally been focused on analytic modeling of data to determine coefficien…
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29 January 2025
About this Interview: We continue our In Coversation With... series by hosting several interviews with FIS executives about the cards market in…
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21 January 2025
Snap polls reflect questions posed by members of the Celent Executive Panel, a group of C level executives at insurance carriers. Questions for…
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26 November 2024
Efficiency in financial crime compliance is a hot-button issue. Banks are keen to make meaningful reductions in false positives and streamline a…
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25 November 2024
This report shares findings from a recent Celent retail collections industry survey that uncovered the current business challenges, operations p…
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6 November 2024
Celent's Risk and Compliance priorities for 2025 examine impactful technology and regulatory trends within the domains of anti-financial crime,…
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21 October 2024
While it is typical to find incremental changes in Celent’s biannual examination of vendor solutions, for intelligent virtual assistant platform…
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17 October 2024
The report delves into the evolving landscape of trade finance, focusing on the transition from traditional manual processes to digital and AI-p…
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8 October 2024
I recently had the opportunity to attend Fiserv Forum in Las Vegas, NV from September 29-October 1, 2024. Lasting over 2 ½ fast-paced days, this…
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27 September 2024
As part of Celent’s ongoing coverage of technology and business trends in genAI, Celent held its Generative AI Symposium in New York last week.…
Research related to DigiWave Digital Banking & Insurance Platform by Software Group
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5 March 2025
This is the preamble report to our series, Retail Digital Banking Platforms: 2025 XCelent Awards, Powered by VendorMatch. Powerful market and te…
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5 March 2025
As we undertake extensive research on digital banking platforms, we have compiled this preamble report to our series, Small Business Digital Ban…
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21 October 2024
While it is typical to find incremental changes in Celent’s biannual examination of vendor solutions, for intelligent virtual assistant platform…
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11 June 2024
Traditional banks and credit unions are increasingly launching new, digital-only brands. Standing up a modern digital-first version of the bank…
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21 March 2024
The imperative for financial institutions (FIs) to continuously add new technology capabilities drives them to evaluate existing systems to mode…
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19 January 2024
It doesn’t take a deep thinker to see the manifest advantages of digital banking over reliance on people-intensive brick and mortar. ATMs are a…
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19 January 2024
The volume of Zelle© payments at major US banks is still increasing rapidly. Digital product owners and distribution channel leads should be awa…
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31 October 2023
With the resumption of student debt repayments in October, the student borrower is back in the news and should be on the minds of bankers. Banks…
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24 September 2023
The next evolution of retail delivery won’t be in new self-service features, but emerging highly personalized, valuable experiences for customer…
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7 September 2023
We’ve just published the latest in a series of reports that help leaders understand and promote the value of digital customer engagement in reta…
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31 August 2023
Despite challenges posed by the macroeconomic environment, North American (NA) retail bank technology spending will grow by 3.5% in 2023. The hi…
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17 July 2023
Agility is one of the standout technology priorities for retail banks this year. While the operating environment remains challenging, many banks…
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19 April 2023
Celent has released a new report specifically for digital banking channel owners that covers specialized fintech, rising competition from non-ba…
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29 March 2023
The small business digital engagement model is rapidly expanding from one-dimensional self-service to a prism of value-added services. Ease of s…
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23 March 2023
Celent is keeping an eye on the emerging consumer tech that might provide new ways for banks and service providers to engage with digital custom…