Insights

• Top Technology Trends Previsory: Retail Banking, 2025 Edition

  19 November 2024

  2025 will be another year of change and opportunity for retail banking. Technology budgets are expected to increase by over 5% on average, as in…

• A Quick Recap of Fiserv Forum 2024

  8 October 2024

  I recently had the opportunity to attend Fiserv Forum in Las Vegas, NV from September 29-October 1, 2024. Lasting over 2 ½ fast-paced days, this…

• Retail Banking Core Banking Systems: North American Community Bank Edition

  4 September 2024

  The core banking system technology market for community banks continues to modernize at a steady pace. Vendors continue to proactively and profi…

• Section 1033 and The Next Phase of Open Banking in the US

  21 August 2024

  The CFPB's proposals for Section 1033 mark the beginning of a new era for open banking in the US. Assuming the proposals that are published in O…

• TCS Digital Mortgage Lending Solution

  15 July 2024

  Retail loan origination requires the interplay of many internal and external systems to originate, underwrite, and close a loan. These processes…

• From Core Modernization to Open Banking

  6 June 2024

  I recently had the opportunity to attend FIS Emerald in Orlando, FL from May 26-29, 2024. Lasting over three fast-paced days, this conference is…

• Start Your Engines! A Quick Recap of nCino nSight 2024

  30 May 2024

  Yes, I DO think there is a strong connection between banking technology and sports car racing, so buckle your seat belts. Last week I had the op…

• Next Gen Credit Scoring Coming Soon to US Mortgage Lending

  8 May 2024

  Consumer credit scoring has existed for decades. It evolved from being a custom analytic product used within financial institutions to being a g…

• Open Banking Innovation Accelerates and Regulation Responds in North America

  29 April 2024

  Consumer data privacy laws, regulations, and protections have existed for decades but are being modernized across the globe in response to digit…

• Next Generation Retail Loan Origination Systems

  22 April 2024

  Loan origination system (LOS) technology has changed more in the last five years than it had in the previous 20. Market dynamics are shifting as…

• ICICI Bank: Transforming the Lending and Borrowing Experience with iLens

  21 March 2024

  The imperative for financial institutions (FIs) to continuously add new technology capabilities drives them to evaluate existing systems to mode…

• Trends and Technology Innovation in the UK Mortgage Market

  12 February 2024

  The UK residential mortgage lending market is large and attractive to financial institutions based on the large transaction sizes and revenue pe…

• Improving Operational Excellence While Migrating To a Hybrid Cloud, Multi-Cloud World

  13 December 2023

  The migration of on premise banking applications to private and public cloud deployment has been underway for over a past decade.Early migration…

• Technology Trends Previsory: Retail Banking, 2024 Edition

  14 November 2023

  The economic shocks of 2023 appear to have calmed, but financial conditions remain far from easy for retail banks and their clients. For banks,…

• The End of Student Loan Forbearance and the Student Lending Debt Crisis

  8 November 2023

  Among the many US federal policy changes, laws, and Federal Reserve actions initiated during the pandemic, loan forbearance has so far proven to…