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  • Apples and Payments
    2014/03/17

    Apple seems to be getting a lot of attention from Celent recently - Zils' most recent report was called Apple in Payments, and a number of us ha…

  • Much Ado About Nothing
    2014/02/19

    Today the European Commission released its long awaited study into the cost of merchants accepting cash and card payments. A copy of the prelimi…

  • 世界の銀行業界のIT投資動向
    2014/02/10

    北米、欧州、アジア太平洋における銀行のIT投資総額は、2014年に前年比でおよそ4.4％増の1,880億米ドルになる見込みです。これはテクノロジー関連の投資に重点が置かれていることによる上向きトレンドを示唆しています。本レポート「世界の銀行業界のIT投資動向」では、北米、欧州、アジア太平…

  • Of Apples and Banks
    2014/02/05

    Zil’s most excellent post about his recent experience with a new payment type highlights one of the challenges that all new systems face – they’…

  • Better SEPA Late Than Never
    2014/01/21

    The news on January 15th that the SEPA deadline would be extended came as both a shock, but at the same time, not a surprise. The regulator, bas…

  • SEPAへの移行：最悪の中でも最善の努力
    2014/01/13

    銀行は10年以上にわたって単一ユーロ決済圏（SEPA）への対応を進めてきましたが、ようやくゴールが見えてきました。しかし、企業の多くは施行までに対応が間に合わないと思われます。SEPAへの移行は現時点で決済件数全体の40%しか完了しておらず、施行時でも94%にとどまる見通しです。SEPA…

  • No Accounting For Young Customers
    2013/11/15

    So, whilst Robert was doing things in Vegas that have largely stayed in Vegas, I was spending time with my family during the UK school holidays.…

  • Saddling up the hobby horse again
    2013/10/11

    Wednesday saw the Government announce ) its plans to overhaul UK payments. Regular readers of the Celent blog will know I’ve commented on this s…

  • Payments Innovation in the Middle East
    2013/10/09

    In my previous posts about Sibos, I talked very much about Sibos itself. What I didn’t get chance to share was some of the interesting points on…

  • Sibos Recap #1
    2013/09/26

    So that was the week that was Sibos. Dan has already shared some of our thoughts from Sibos, but I wanted to add some additional insights and fl…

  • 6 degrees of separation – from reality
    2013/06/26

    Many of us will have heard the theory of 6 degrees of separation. This suggests that anyone could be introduced to anyone else on the planet in…

  • Regionality and Trade Finance
    2013/06/19

    My latest research report -Thinking the Unthinkable: Banks Relinquishing Control of Their Payments Infrastructure seems to have struck a chord f…