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• 3 down, 1 to go

  2012/10/24

  With just (just?!) Sibos to go, I've now done three different conferences (Commercial Cards & Payments, BAI & AFP) and three very different citi…

• The first of many - trade shows ahoy!

  2012/10/03

  My colleagues have already blogged about their hectic conference schedule, and I can sympathise with them. Whilst they are very important and us…

• All change!

  2012/09/19

  I think when I predicted at the beginning of last year that there would be consolidation in the vendor part of the payments business I was confi…

• Rumours of my death have been greatly exaggerated

  2012/09/03

  Having worked in the non-cash side of the business for so long, it’s often assumed I’m anti-cash. That’s far from the case. What I’m “for” is ab…

• Life in the slow lane

  2012/08/30

  It’s always easy to sit on the side lines and to snipe. As a non-US citizen, it’s easy to take pot shots at the US payments system. For example,…

• No podium finish for contactless payments

  2012/08/13

  So it’s all over. 7 years in the making, 2 weeks in delivering and – hopefully – years of continued benefit. Yes, I’m referring to the Olympics…

• Putting the retail into retail banking

  2012/08/09

  Whilst perhaps still not at the level the regulators want, shopping around for better financial deals is becoming much more prevalent in the UK,…

• 電子インボイスサービスプロバイダーの概要

  2012/07/25

  銀行業界は、電子インボイス（e-invoicing）の将来性に以前から注目していました。電子インボイスの発行量はここ3年で倍増するなど着実に増えているにもかかわらず、その普及率は多くの国でなお10%に満たない水準にとどまっています。最新レポートでは、電子インボイスのもたらすビジネスチャン…

• From Turfing to Crystal Balls

  2012/07/19

  Nope, it was a new one on me too. Turfing cropped up in the latest communications survey in the UK, run by Ofcom, the regulator for that sector.…

• The Euro and it's impact on us all

  2012/06/19

  One of the things that I realised early on in my career is that a significant proportion of my friends or people I meet socially really don’t un…

• 電子インボイスをめぐるビジネスチャンスと無関心に潜むリスク

  2012/05/24

  (このレポートは2011年5月24日に"The Opportunity for E-Invoicing:And the Perils for Ignoring It"というタイトルで英文で発表されましたが、和訳版を2012年8月24日に発行しました。）銀行業界は、以前から電子インボイス（…

• EBADay 2012

  2012/05/21

  Its event season at the moment – I’m off to Madrid for a client event tomorrow for example. Last week though was EBADay in Edinburgh. EBADay is…

• Nacha Payments 2012 Round-up

  2012/05/11

  Last week I was in Baltimore for the Nacha Payments annual event, a regular fixture on my calendar. I just wanted to share some impressions, som…

• Feeding My Inner Geek

  2012/04/27

  As many of you may know, I used to work at a very large ACH - over a €1.4trn per year of transactions. Its therefore with some excitement that I…

• Hurray for RuPay?

  2012/04/18

  I hope many of you will have had chance to read Zil’s excellent report on the outlook for a 3rd European Card scheme. I think we’re left in no d…