

Research related to GoNoGo
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13 February 2025
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30 January 2025
Decisioning engines for lending and other banking use cases have traditionally been focused on analytic modeling of data to determine coefficien…
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8 October 2024
I recently had the opportunity to attend Fiserv Forum in Las Vegas, NV from September 29-October 1, 2024. Lasting over 2 ½ fast-paced days, this…
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21 August 2024
The CFPB's proposals for Section 1033 mark the beginning of a new era for open banking in the US. Assuming the proposals that are published in O…
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15 July 2024
Retail loan origination requires the interplay of many internal and external systems to originate, underwrite, and close a loan. These processes…
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6 June 2024
I recently had the opportunity to attend FIS Emerald in Orlando, FL from May 26-29, 2024. Lasting over three fast-paced days, this conference is…
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30 May 2024
Yes, I DO think there is a strong connection between banking technology and sports car racing, so buckle your seat belts. Last week I had the op…
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8 May 2024
Consumer credit scoring has existed for decades. It evolved from being a custom analytic product used within financial institutions to being a g…
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29 April 2024
Consumer data privacy laws, regulations, and protections have existed for decades but are being modernized across the globe in response to digit…
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22 April 2024
Loan origination system (LOS) technology has changed more in the last five years than it had in the previous 20. Market dynamics are shifting as…
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21 March 2024
The imperative for financial institutions (FIs) to continuously add new technology capabilities drives them to evaluate existing systems to mode…
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21 March 2024
Everyone knows the importance of making a good first impression. Doing so at scale through digital-first customer engagement is today's clarion…
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19 March 2024
Super-regional banks in the US face a unique, competitive environment. They compete not only with the largest global money center banks but also…
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12 February 2024
The UK residential mortgage lending market is large and attractive to financial institutions based on the large transaction sizes and revenue pe…
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13 December 2023
The migration of on premise banking applications to private and public cloud deployment has been underway for over a past decade.Early migration…