NIKKEI xtech: E-Invoicing—The Invoice Data Exchange Accelerates SME Banking Innovation

“Competition and co-creation between financial institutions and fintechs—which see the systemic changes surrounding e-invoicing as a new business opportunity—is expected to shift from ‘digitization’ (defensive DX, replacing existing operations from analog to digital) to ‘digitalization’ (offensive DX, using digital technology to change business models and create new value propositions),” says Eiichiro Yanagawa, senior analyst at Celent.

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