Overview
s.360 is a groundbreaking life underwriting platform born from a leading medical group, with the mission to make life underwriting smarter, more efficient, and future-ready. Tailored for underwriters and life insurance professionals, s.360 transforms how insurers handle medical data, turning scattered and under-utilized information into data power engine.
Key Features
Unified Underwriting Workbench: s.360 offers a streamlined, all-in-one interface that consolidates cases into a single, efficient pipeline, enhancing data accessibility and usability.
Diverse Underwriting Channels: From online questionnaires and predictive models to high-risk cases with video calls and integrated medical document requests, s.360 adapts to various underwriting needs with a user-friendly, no-code interface.
Medical Intelligence Integration - RisksBank: s.360’s standout feature is its embedded medical intelligence, translating complex medical data into actionable insights through the industry’s first life underwriting websemantics. More than just an Underwriting Manual, RisksBank combines medical expertise and over 13,000 underwriting rules, diagnosing hundreds of clinical scenarios and offering detailed dashboards for strategic analysis.
- VIDA, your AI Assitant: Powerful AI tools are now freshly embedded in the system and can provide Underwriters with support during their investigation. VIDA is friendly, helps you navigate complex cases using your Rules, verifies inconsistencies, summarizes cases, and gives you her second opinion on proposals you are evaluating.
Key Benefits
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Streamlined Underwriting Process: The s.360 centralizes all underwriting steps of Life insurance products into a single, easy-to-use workbench, reducing time and effort in managing cases and external providers. Centralized data is also Data Power.
- Flexible Underwriting Channels: Supports multiple underwriting methods, including online questionnaires, predictive models, medical reports, paramedical exams requests, and tele-interviews, tailored to fit various risk levels and product needs.
- No-Code Configuration: Easily configure applicant journeys without coding expertise, allowing for quick setup and minimal maintenance.
- Deep Medical Intelligence Integration: Embeds advanced medical knowledge within the platform, offering precise risk assessments and predictions based on real-world medical data.
- Enhanced Data Utilization: Transforms fragmented and under-utilized medical data into actionable insights, making the underwriting process more informed and efficient.
- RisksBank: An Interactive Underwriting Knowledge base that works both as Risk Engine and Underwriting Manual. It leverages a robust framework with over 13,000 pre-made underwriting rules, enhancing decision-making with comprehensive medical and risk insights.
- Future-Proof Technology: Combines AI and human intelligence, evolving continuously with medical advancements to ensure relevance in a changing industry landscape.
- Improved Decision-Making: Provides detailed dashboards and analytics tools that help underwriters make more accurate and strategic decisions.
- Increased Efficiency and Cost Savings: Automates routine tasks, reducing manual errors and freeing up underwriters to focus on higher-value activities.
- Scalable and Adaptable: Designed to grow with your business needs, accommodating new products, markets, and regulatory requirements effortlessly.
- Enhanced Customer Experience: Faster, more accurate underwriting leads to improved customer satisfaction and quicker policy issuance.
- Regulatory Compliance and Data Security: Ensures data is managed securely and in compliance with industry standards, protecting sensitive information throughout the underwriting process.
