CITRINE BUSINESS ONLINE BANKING
Overview
Citrine Business Online Banking is SXI’s state-of-the-art platform that provides medium and large enterprises with a wide range of products and services for their unique banking needs. It is comprised of complementing modules, which evolves on the provisioning of its transactions in a manner consistent with the business process of the enrolled customer.
Its properties include enabling corporate clients to transfer, collect, remit, and receive payments to and from the bank and/or other merchants and tie-ups. Citrine BOB also has specialized features to process a client’s receivables and payables to further optimize and effectively manage its working capital.
The latest version of Citrine BOB is influenced by Web 2.0 and 3.0 concepts, particularly for the latter with influences on its overall aesthetic and customer-centric design. These features include chat attributes, profile pictures, and links to popular and partner sites.
HIGH LEVEL CAPABILITIES
1. Account management
View account balances and transaction history, and initiate transactions such as funds transfers and bill payments.
2. Cash management
Manage cash flow by monitoring account balances and initiating payments to suppliers and employees.
3. Trade Finance
Manage their import and export transactions, including letter of credit and bills of lading.
4. Treasury Management
Manage investment and foreign exchange transactions, and track exposure to financial risk.
5. Reporting and analytics
Access a range of financial reports and analytics, such as cash flow forecasting and budgeting tools.
6. Security
Citrine BOB includes robust security features, such as multi-factor authentication and encryption, to protect against unauthorized access and data breaches.
7. Integration and Open Finance
Citrine BOB can be integrated with other existing systems to automate and streamline the customer’s financial processes and data management
8. Mobile banking
Access BOB services on-the-go and manage finances through mobile devices.
Key Features
FEATURES AND ADVANTAGES
• Omni-Channel Experience
• Microservices Architecture
o Supports Open Finance / Open Banking
• Cloud-ready
o Cloud ready from end-to-end
o Scalable application and infrastructure using cloud
• Improved User Experience
o Intuitive user interface
o Easy navigation
o On-screen help and guides
o Alerts management
o Dynamic Reporting
• Services at par with global offerings
o Provide the latest services and functionalities, at par with global cash management offerings
• Localized Functionality
o Global does not always mean usable. Ensure usability with localized business requirements and Philippine government regulations readily incorporated into the system.
• Open APIs
o Enable your clients to connect your banking system with their existing accounting, ERP, treasury management and other existing apps for a seamless experience.
• Self-Serve Enrollment
o Serve more corporate customers by improving enrollment turnaround time
o Let customers enroll employee accounts and other accounts, plus submit corporate signatures from the comfort of their own offices
o Free up resources by allowing corporate clients to open employee accounts online instead of going to a branch.
• Seamless Onboarding
o Provide pre-packaged cash management services, catered to the needs of each market segment
• Empower businesses with powerful authentication options
o Native device authentication
o Dynamic User Roles
o Transaction Signing
o Host-to-Host
o Integration with the Bank’s Multi-factor Authentication of choice
• Enable Business Continuity
o Provide alternative means of performing transactions if access to the main channels become unavailable
o Document Center – offer a storage option for business continuity documents
• Native Mobile Application for iOS and Android
o Improved user experience
o More extensive functionality
o Functionalities of the mobile app are no longer limited to workflow approval. It also includes inquire and create functions.
Key Benefits
FEATURES AND ADVANTAGES
• Omni-Channel Experience
• Microservices Architecture
o Supports Open Finance / Open Banking
• Cloud-ready
o Cloud ready from end-to-end
o Scalable application and infrastructure using cloud
• Improved User Experience
o Intuitive user interface
o Easy navigation
o On-screen help and guides
o Alerts management
o Dynamic Reporting
• Services at par with global offerings
o Provide the latest services and functionalities, at par with global cash management offerings
• Localized Functionality
o Global does not always mean usable. Ensure usability with localized business requirements and Philippine government regulations readily incorporated into the system.
• Open APIs
o Enable your clients to connect your banking system with their existing accounting, ERP, treasury management and other existing apps for a seamless experience.
• Self-Serve Enrollment
o Serve more corporate customers by improving enrollment turnaround time
o Let customers enroll employee accounts and other accounts, plus submit corporate signatures from the comfort of their own offices
o Free up resources by allowing corporate clients to open employee accounts online instead of going to a branch.
• Seamless Onboarding
o Provide pre-packaged cash management services, catered to the needs of each market segment
• Empower businesses with powerful authentication options
o Native device authentication
o Dynamic User Roles
o Transaction Signing
o Host-to-Host
o Integration with the Bank’s Multi-factor Authentication of choice
• Enable Business Continuity
o Provide alternative means of performing transactions if access to the main channels become unavailable
o Document Center – offer a storage option for business continuity documents
• Native Mobile Application for iOS and Android
o Improved user experience
o More extensive functionality
o Functionalities of the mobile app are no longer limited to workflow approval. It also includes inquire and create functions.