Business Online Banking

Citrine Business Online Banking is SXI’s state-of-the-art platform that provides medium and large enterprises with a wide range of products and services for their unique banking needs. It is comprised of complementing modules, which evolves on the provisioning of its transactions in a manner consistent with the business process of the enrolled customer.

Its properties include enabling corporate clients to transfer, collect, remit, and receive payments to and from the bank and/or other merchants and tie-ups. Citrine BOB also has specialized features to process a client’s receivables and payables to further optimize and effectively manage its working capital.

The latest version of Citrine BOB is influenced by Web 2.0 and 3.0 concepts, particularly for the latter with influences on its overall aesthetic and customer-centric design. These features include chat attributes, profile pictures, and links to popular and partner sites.

Product Breakdown

1. My Accounts

• This module allows the client to view the online summary of information in its account as well as the outstanding and current balances with the assistance of a variety of available search filters for easier tracking and management.

a. Transaction History

b. Account Portfolio

c. Checkbook Reorder

d. Stop Payment Order

e. Lift Stop Payment Order

2. Cash Management Services

• This major banking feature allows the clients to collect payments from their partners and view their transactions even from other online channels through even from online channels through the Collection Arrangement Reports.

a. Accounts and Liquidity

b. Collection

*PDC

*ADA

*CAR

3. EIPP

• This unique program enables client for an Electronic Invoice Payment and Presentment online with variety of modes of payment/can be processed directly via Financing (Supply Chain Financing solution)

4.Trade Services

• This module provides the client with the activity to process Export and Import Loan Applications after submitting the supporting documents electronically and afterwards, be managed directly through Trade Financing/Solutions.

5.Payments and Transfers

• This feature allows the client to transfer to and from its account with another partnering account. Another transfer feature is its hassle-free payroll distribution system for employment salary processing. With its easy-to-use interface, clients can conveniently pay their bills and other payments with partnering merchants thru the online banking platform. Lastly, corporate clients are enabled to outsource their check creation and releasing activities.

a. Transfer to Own Account

b. Pay Account

c.Pay Bills

d. Pay Employees

e. Government Payments

f. International/Local Bank Transfer

g. Corporate Check

h. Managers Check

i. Single Payment File

6.API Services

• This feature offers a variety of online APO (webservices/interfaces to process transactions and generate reports)

1. Basic Business Banking

2. Interbank Transfers

3. Payment Transfers

4. Check Disbursements

5. Payment Government

6. Payment via SWIFT

7. Liquidity Management

8. Collection Management

9. Electronic Invoice Presentment and Payment and Supply Chain Financing

10. Buyer

11. Seller

12. Trade

13. Loans

14. Other Bank Products

Delight your customers in every step of the way

1. 1. Intuitive user interface
   2. Easy navigation
   3. On-screen help and guides
   4. Chatbot and chat support
   5. Alerts management
   6. Dynamic Reporting

Solution Highlights

1. Cloud ready from end to end
2. Microservices architecture
3. Globally competitive features
4. Localized product
5. Highly parametrized system
6. Intuitive user experience