ACI Enterprise Payments Platform

ACI Enterprise Payments Platform is an award-winning end-to-end payments hub solution for retail and wholesale payments. Encompassing all the capabilities of ACI Issuing, ACI High Value Real-Time Payments, ACI Low Value Real-Time Payments, and ACI Acquiring. The modular platform delivers payments software that enables banks and financial intermediaries to manage the full lifecycle of payments within their business model.

Rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types with a modern payment platform that can be deployed on premise or in the cloud (public cloud or SaaS).

Meet the challenge of modern payments with ACI Worldwide.

Quickly Launch New Payment Types

Meet ongoing customer demands for emerging and new payment types across consumer, merchant and corporate payments.

• Connect to the widest number of card networks, payment schemes and value-added services in the industry
• Rapidly enable for emerging and alternative payment methods, including instant payments, QR codes and social media payments
• Manage the convergence of high-value and low-value payments, while bringing new real-time payments to both consumer and corporate customers
• Speed your connections to new schemes and networks as they launch, or to enter new markets

Create a Banking or Payments Platform

Integrate seamlessly with popular and emerging banking and payment channels to match your strategy for platformization.

• Connect to corporate banking channels, including ACI Digital Business Banking
• Enable internet and mobile banking
• Integrate with mobile wallets, eCommerce portals, mCommerce apps, bill pay apps and social media apps
• Deliver white-label mobile apps, portals, plug-ins, APIs and SDKs

Optimize Services to Market Demands

Rapidly configure, test and launch changes to services against market trends and customer demands.

• Manage rules and limits across payment types and accounts
• Leverage new digital overlay services for new payment initiation methods, authentication and authorization processes
• Offer granular controls to customer accounts with real-time implementation of requests
• Deliver next-generation self-service banking at ATMs and branches
• Enhance decision making with data-rich dashboards and reporting

Achieve Payments Modernization and Compliance

Leverage continuous compliance to reinvest in innovation and improve the customer experience.

• Remain compliant with all scheme mandates delivered automatically
• Leverage an ISO 20022-native solution for rich data and value-added services
• Utilize modern technologies built into solutions, including machine learning and artificial intelligence, microservices and containerization, rich-data translation and orchestration

Accelerate Speed to Market

Quickly and easily bring innovative payment offerings to market through highly configurable, service-oriented architecture, pre-integrated to the global card and payment networks.

Capture Market Share

Enable new customer experiences and payment methods, including instant payments, Request for Payment (RfP), QR code payments, social media and mobile payments, P2P and more.

Create Value-Add Services

Realize your digital transformation strategy through digital overlays, partnerships and platform offerings – with API-enabled integrations into all networks, back-office systems, digital channels and third parties.