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Payments Ecosystem

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Overview

Lead the next generation of digital payment experiences.
We offer secure and frictionless digital payment solutions facilitating the transition towards a cashless future.

Key Features

Address the needs of each business segment with our comprehensive suite of Payments Ecosystem solutions.

1. Digital Wallet

Simplify the daily financial needs of your users by offering an innovative, agile, and secure payments and collections experience 100% digital.

Business Benefits

Capture new customers and interesting segments that add value to your business

Increase customer loyalty and reduce the attrition rate

Create new cross-sell and up-sell possibilities, leveraging the solution's analytics

Reduction of operational processes, allowing internal efficiency with a strong cost reduction

Differentiation in the market

End-user benefits

Fast, safe, and frictionless experience

Quick access to use your money anytime, anywhere

Reduction of money loss and theft

User-friendly visibility of your finances

Provides a high degree of security

Quick access to your product information and contact with the institution

Features

Accounts

Detail inquiries, transactions and statements

Balance uploading and inquiry

Customization

Account requests

Credit cards

Credit card application

View details, consumptions, transactions and statements

Card personalization

Temporary blocking

Travel management

Credit card payments

NFC payments

Virtual cards

Payments

Bill payments

Transport payments

Recharge

Merchant payments with QR

Remote payments with push and link

On-site payments with ID token

Tap & pay

Split expense payments

Send money with dynamic and static QR

Payment with facial biometrics

Collections / money request

Money request with QR

Money request with push

Money request with link

Split expenses

Money request to contacts

Withdrawals

Cardless ATM withdrawal

Cardless withdrawal at stores

Transfers

Transfers between own-and third-party accounts

Transfers between accounts in country's ecosystem

International transfers

You can strengthen your digital wallet by adding: Onboarding & Digital Identity, Smart Data Analytic, Notifications, Investments, Loan Originations ,Tokenization, Back-office, Personal Finance Management, Pockets, Product request.

2. Collections

The current market demands innovation, agility and usability in all payments models. We deliver integrated, secure and interoperable customer-first payment experiences at speed, helping your institution to gain competitive position.

Business Benefits

Increase in new customers

Speed-to-market

Higher growth in deposits and lending products

Increase customer retention through higher loyalty and a great user experience

Develop new revenue streams with segmentation capabilities

Lower fraud levels

Minimize cash operations in retail with cost efficiencies

End-user benefits

Money transactions in less than 3 clicks

Intuitive and personalized customer experience

Robust security to minimize money loss and theft

Frictionless online payments

Allow payments even without an internet connection

Efficient employee management for merchants

User-friendly real-time reports

3. Merchants

A solution that facilitates creating and managing a payments ecosystem capable of adapting to any business, generating profitability by simplifying daily financial operations.

Our solution is scalable and adaptable to all stages of the business lifecycle, enabling secure, fast, and efficient payment processing.

Business benefits

Attraction of new customers: businesses merchants that require new digital payment alternatives

Potential growth in deposit and lending products for this target

Decrease in the segment's customer attrition rate

Reduction of your operational processes, allowing internal efficiency with a strong cost reduction

Optimum time-to-market

Capture new customers and interesting segments that add value to your business

End-user benefits

Broad offering of easy, fast, and secure day-to-day collection functionality for their operation

The experience adapts to the life cycle of each merchant

Fast and efficient management of their employees' accessibility in the channel

User-friendly visibility of business finances

Administration and user management for employees

Real-time operations, reducing the time spent on transactions

High level of security in all solution flows