Overview
Beams is an all-in-one online banking solution built for retail and MSME clients. It is fully online, accessed via web and mobile app. It provides a simple, intuitive user experience and offers financial services that are best-suited for retail and MSME clients.
Its main objective is to eliminate the pain points that customers experience such as:
Invoice & Billing - Sending invoices and billing statements to the MSME’s customers manually.
Reconciled Payments - Reconciling payments of the MSME’s customers who paid through various means.
Accounting - Doing basic accounting taskssuch as tracking income andExpense.
Travelling to the Bank - Going to the branch to open an account, apply for a loan, pay bills, send money.
Pay Taxes - Pay taxes and government contributions manually.
Pay Employees-Pay employees of the MSME using cash.
Key Features
BEAMS - Services at a Glance:Online Enrollment Account Portfolio Statement of Account (SOA) Government Payments Transaction History Bills Payment Transactions via QR Code Transfer to Other Local Banks (via Instapay & Pesonet)Checkbook Reorder Request Money Stop Payment Order Apply for a New Product (e.g. credit card, loan, insurance) Transfer to Same Bank Services for Business Needs:PayrollBilling Statement Generation and PaymentPayment LinkTransaction HistoryBusiness Financing
Key Benefits
Other FeaturesDiverse Payment OptionsAccepts online payments,including wallters and credit cardsSubscription FeeOption for the bank to charge the end users with a susbcription feeTransaction FeesFully Parameterized transaction fees that are maintanable by the bankBills PaymentSupports over 600 merchants nationawide through ECPayManaged ServicesManaged Services provided by Telly Systems, Inc.Option for the bank to outsource the management and mainenance of the platform, including the cloud infrastructureAPI FirstBuilt on a microservice / API-ready frameworkSupportFirst line of support to the end user via chat and emailCloud-readyCloud-ready from end to end.
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