Origami Risk Policy Administration

Streamline commercial and personal lines policy administration from quote to renewal. Deliver new property and casualty insurance products to market quickly and efficiently while offering a modern buying experience to agents and insureds. Origami gives clients the ability to manage the entire policy lifecycle from a single system that includes fully integrated digital underwriting, billing, and analytics solutions.

Origami is a cloud-native, multi-tenant SaaS platform with modules for policy administration, billing, claims, workflow, document management, loss control, and business intelligence. All clients are on the same software version and benefit from regular releases. Origami’s unified platform and database architecture eliminates the need for multiple integrations for policy processing, rating, underwriting, billing, and claims functions.

Clients are able to update their rate tables, rate formulas, communications, and policy documentation via a user-friendly interface. Low-code configurations empower users to make changes without the need for custom development or extensive IT support.

Our full-service approach to managing ISO and NCCI bureau content enables clients to adopt risk pricing and forms selection with greater speed and flexibility. We implement circular updates for our clients in near real-time, allowing them to adopt the changes on their schedules while maintaining their required deviations.

Additional features include persona-based dashboards that can integrate policy, claims, and other data from Origami and third-party integrations; the ability to quote, bind, and renew in the same system; digital engagement via web and mobile; and the ability to seamlessly integrate with third-party applications.

Comprehensive Policy Lifecycle Management: Origami manages policies from quote to bind, policy changes, renewals, and the rating and billing lifecycles. Clients can quickly generate quotes and proposals for new and renewal business. They can also use Origami's modern UI and rich integration to improve direct and agent buying journeys. Billing is tightly integrated with the policy lifecycle to automatically create accurate invoices, track payments, and generate cross-policy financial analytics. With comprehensive policy, billing, and customer data within the same system, important information is always easily available.

Personalized Digital Engagement: Accessible via web and mobile, our cloud platform is designed for all the key stakeholders in the policy lifecycle: underwriters, CSRs, agents, and insureds. Clients can customize online portal views to meet an organization’s specific needs without requiring IT resources or product development requests. Clients can also easily adjust access and views for each audience as your needs evolve. API-enabled, front-end portal capabilities allow clients to deliver fully customized and branded experiences for policyholder quotes, binding, and issuing.

Easy, Self-Serve Configuration Tools: Clients can update their own underwriting calculations without compromising accuracy. This elimiates the need for expensive, time-consuming custom programming. Clients have access to modify rate tables, rating formulas, and associated communications and policy documents via a user-friendly interface that allows them to configure options for limits and deductibles in proposals and policies. Powered by AWS, Origami’s SaaS solutions are highly configurable, don’t require custom development, and deliver new features quarterly. Our clients save time and money by not having to submit a business case to find room in their budgets to update in-house, legacy technology.

Seamless Integrations: Origami was built to enable clients to integrate their insurance technology platform with any third-party applications without custom development or cumbersome, back-end processes. Our solution provides options for transferring data between platforms, with interfaces developed using APIs for web-services integration or via batch processes through our integrated tools.