増加する不正行為防止業務とマネーロンダリング防止業務の融合事例
Financial institutions maintain two large and complex operational regimes dedicated to fighting financial crime. Both are laden with technology operated by armies of professionals dedicated to rooting out criminal activity. Why not combine them and reap the benefits in increased efficiency, lowered costs, and improved analytical insights?
Convergence of fraud and anti-money laundering (FRAML) technology and operations has been somewhat of a Holy Grail for financial institutions for at least a decade. While the concept has its promoters and detractors, FRAML makes sense to many in the industry. A number of technology providers have offered FRAML features in their financial crime solutions for some time already.
Now is a good time to take stock of where we are with FRAML. Regulators have come to understand that fraud and money laundering are intrinsically connected and are starting to ask financial institutions to coordinate their fraud, AML, and even cybersecurity efforts. The pandemic year has seen significant increases in fraud volumes and a proliferation of new laundering techniques. This has all played out against a backdrop of increasing technological sophistication on the part of fraudsters and money launderers to exploit the criminal opportunities that abound in digital financial services channels.
コメント
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Venkatesh Balasubramaniam
Thank you Neil Katkov...very relevant topic and the need of the hour for the financial institutions....
Given the proximity of both the AML & the Anti-Fraud teams rolling up to the same executive leadership....the convergence may be possible....but however the security information may be under a different senior - CISO team.....this will not be so easy....
but noticed your point on the banks based out of EU region have converged all the 3 units.....- can you pl throw some light around the EU banks convergence aspect....
thank you...