ベンダー
English

Here Comes the Assualt on Overdraft Fees

Create a vendor selection project
Click to express your interest in this report
Indication of coverage against your requirements
A subscription is required to activate this feature. Contact us for more info.
Celent have reviewed this profile and believe it to be accurate.
We are waiting for the vendor to publish their solution profile. Contact us or request the RFX.
Projects allow you to export Registered Vendor details and survey responses for analysis outside of Marsh CND. Please refer to the Marsh CND User Guide for detailed instructions.
Download Registered Vendor Survey responses as PDF
Contact vendor directly with specific questions (ie. pricing, capacity, etc)
2009/09/21

コメント

  • I think the notion of an automatic "courtesy overdraft" that charges outrageous fees for the courtesy is obnoxious. If I don't have sufficient funds in my account, don't put the transaction through. I fully support banks being mandated to have an opt-in requirement before implementing an overdraft protection service.

  • Finally, I can't believe this is just happening now. And in the past the programs were mandatory(at least at bank of america). How crazy is that? They are basically lending you money without your permission. sometimes the interest rates on these "loans" are in the thousands.

    and for those that say i need to pay better attention to my bank account balance. Go f___ yourself. I refuse to waste my life ever thinking about money.

  • These fees absolutely became predatory. They can quickly turn what could and should be a minor mistake into a major obligation that can take months for the consumer to work their way out of. By taking the fee first, what might have been one overdraft becomes several, each with its own fee, causing more overdrafts, etc.

    While this has never been an issue for me, both of my now young adult children have gotten caught in overdraft buzz-saw. Our daughter was hit with 8 $35 fees before she got the first notice. All but the first one would not have been NSF except for the fees, since she made a deposit that promptly disappeared without her knowledge.

    Greed always eventually comes back to haunt you. Just ask the sub-prime lenders.