Use our directory to find stand-alone rating systems available to P&C and life insurance companies. Stand-alone rating sytems externalize the rates, rules, and logic associated with rating from the policy administration system. A rating engine is used to calculate the premium associated with a policy or other transaction. rating engines store the rating rules and algorithms, the base rates and asssociated factors and the rules necessary to combine the rates and algorithms to calculate a premium. Research the stand-alone rating market in our directory, analyze the features and functions available in the systems, and create short lists of vendor systems for your future buying needs.