Overview
WAY4 Payment Hub is a top-rated payment software platform to grow transaction volumes steadily and compete on price and service.
For business
- Increase online revenues by enabling digital transformation on a single platform: POS and ATM management switching, omni-channel payments hubs, e-commerce gateway, digital wallets, instant payments, alternative payments, national and cross-border payment switching
- Orchestrate various systems online into smart services and ensuring convenient security
- Expand your offer with associated services and3d party partnerships via rich API
- Provide the best possible customer experience with smart routing, fast time-to-market for new services, high stability, and a wide service offering
- Facilitate cross-border payments supporting both unification and local specifics
- Reduce the total cost of payment acceptance with high security standards and daily routine automation
- Monetize the payment data for adaptive pricing and personalized services and benefit from level-3 data analysis
For CIO
- Ensure interoperability via a wide range of protocols and the ability to create new ones quickly
- Connect internal systems, channels, payment schemes, and 3rd party service providers via rich API
- Set your rules for routing, fees, and fraud prevention that are adaptive to customer behaviour
- Create your own services using business rules and scripting
- Achieve high security standards and fraud prevention
- Be highly available to support millions of transactions per day
Banks, processing companies, telecommunication and fleet companies, national payment switches, e-money institutions and PSPs use the WAY4 universal payment hub all over the world to run local and cross-border payment businesses.
Some our customers’ achievements
- 34,000,000 transactions per day
- 2,400 transactions per second
- 1,400 various payment types on a single WAY4 installation
- 26 independent banks organised in a regional switch with clearing & settlement on WAY4
Key Features
MULTIPLE BUSINESS MODELS
- Universal payment hub
- Wallet payment hub
- POS / ATM / Kiosk switch
- E-commerce gateway
- M-commerce payment gateway
- Interbank national / regional switch
OMNI-CHANNEL
- POS
- mPOS
- Smart POS
- ATM
- E-commerce
- In-app
- Chat bot
- Host-to-host
- USSD
- SMS
SMART ROUTING
- Flexible pricing
- Tariff-based and event-driven routing
- Rule-based customer scenarios
- Level-3 data analysis
- User defined parameters, etc.
VALUE-ADDED SERVICES
- Instant Payments
- Instant B2B, B2C, P2P, B2G, C2G schemes
- PSD2 Hub
- 3-D Secure 2.X
- Tokenization
- Loyalty
- NFC: white-label, Samsung Pay, Apple Pay, Google Pay
- QR payments: closed-loop, mVisa, MasterPass QR, UnionPay QR
- Dynamic currency conversion (DCC)
- Recurring, MOTO
PAYMENT SCHEMES
- Mastercard
- Visa
- Diners Club
- UnionPay
- American Express
- JCB
- Alipay
EASY MANAGEMENT
- Customization toolkit
- Flexible integration
- User-friendly administration console
CONNECTIONS
- ISO 8583
- ISO 20022
- SEPA
- SPDH
- NDC+
- API, Rest API
RELIABILITY
- Online 24/7/365
- 2,400 transactions per second in live implementation
- High availability
- Scalability: S to XXL
- Online risk monitoring
- PA-DSS
GLOBAL AND LOCAL
- Multiple currencies
- Multiple countries, time zones
- Multiple languages
- Closed-loop schemes
- Domestic schemes
- Cross-border schemes
DELIVERY MODELS
- On-premise
- Cloud
- Hybrid
- SaaS
Key Benefits
WAY4 Payment Hub – a solution for banks, processors, national switches and PSPs, enabling them to:
- Carry out digital transformation projects where front and back office are online
- Run and plug in new services and payment methods every day
- Support large transaction volumes
What distinguishes our switch solution from those of our competitors? - WAY4 Payment Hub is a completely online system where business logic is handled entirely online.
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