SmartVista Digital Banking Platform

The 2021 SmartVista Digital Banking Platform has been revamped with the customer needs in mind in a local context. It offers a more effortless mobile banking journey and quick implementation as a commitment to banks that wish to accelerate their digital transformation, and fintechs that need to get to market fast. Developed in-house by BPC digital banking division, the platform is tailored to serve financial institutions segments from retail customers and merchants to agents serving both mature and emerging markets.

1 Manage cards, accounts, loans and limits including linking to cards issued at other banks

2 Perform a wide range of banking transactions: payments, transfers, currency conversions, remittance (cash by code) including cardless transactions

3 Submit customer applications for banks products and services

4 View customer details: cards and accounts info, cardholders’ details, loyalty program details

5 Industry grade security features, including biometric authentication and country transaction restrictions

6 Multi-institution flexible branding support, including localization support

7 Support for virtual cards and wallets

8 Access to bank information: special offers and campaigns, ATM/branch locations, official information

9 Notifications, reports and statement

10 Powerful messaging engine including push notifications and secure message inbox allowing customers to communicate with service support

11 Chatbot with Speech-to-Text Features

12 Personal Financial Management

13 QR Code Payments

14 Trading and Investment

15 Goals and Loyalty

16 Dual Agency and Merchant Banking Service

17 Updated UX features

• ONE PLATFORM AND ONE APP FOR MULTIPLE USE: MERCHANT, CONSUMER, BUSINESS
• MIDDLE, FRONT OR LIGHT BACK END AVAILABLE
• NATIVE APP WHICH MEANS THAT EDITS DO NOT NEED A FULL REPUBLISHING ON APP STORES