As the market challenges faced by banks and their customers in 2023 begin to subside, the innovation advantage continues to shift towards banks…
Insights
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15 May 2024
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15 May 2024
The rationale for banks to invest in improved cross-border payment services is clear and growing stronger. In the retail segment, there is the p…
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8 May 2024
2024 will be a busy year for technology-enabled change in the retail banking industry. IT budgets have grown by an average of 4.4% compared on 2…
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21 April 2024
Spring has very much sprung in Europe, but it is not just the flowers that are starting to bloom. The past few days have seen important developm…
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20 March 2024
Embedded finance is one of the hottest topics in the industry today, and with good reason. It can enable a bank to access new markets and custom…
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20 March 2024
The small business segment is both large and lucrative for retail banks. However, it is also becoming increasingly competitive as a range of cha…
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7 February 2024
To my eternal regret, I’ve never developed the ability to predict the future and I believe the same is true of my colleagues at Celent (or we’d…
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31 January 2024
Payments are an area of particular opportunity for Artificial Intelligence (AI) technologies. The complexities involved in processing non-card p…
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23 January 2024
Electronic Money Institutions (EMIs) have played a key role in the growth of the fintech sector in Europe and are now becoming systemically impo…
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15 November 2023
A year ago, the immediate future for variable recurring payments (VRPs) looked bright. The implementation deadline for sweeping transactions in…
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14 November 2023
Recorded on November 14, 2023. Banks have long sought agility through technology investments, from automating record-keeping and internal workfl…
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14 November 2023
The economic shocks of 2023 appear to have calmed, but financial conditions remain far from easy for retail banks and their clients. For banks,…
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25 October 2023
While the start of the decade was defined by the pandemic, the banking industry landscape over 2022-2023 has been driven by the growth of intere…
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28 September 2023
Retail bank technology spending across Asia Pacific region has grown steadily in 2023. While some of the specific drivers behind this growth var…
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26 September 2023
While the macroeconomic environment in Europe remains challenging, retail bank technology spending in Europe has grown steadily in 2023. The hig…