2023
Overall winner
ICICI Bank
決済のイノベーション
Programmable Payments on Card Rails
キャッシュマネジメント商品のイノベーション
CashPro Forecasting, QR Sign-In, CashPro Payments API
リテールデジタルバンキングの変革
Canadian Digital Banking Program
顧客の財務レジリエンス
BMO Savings Amplifier, BMO Same Day Grace, BMO Pre-Authorized Payment Manager
オムニチャネルのリテールデリバリー
eStore
オープンバンキング
コンプライアンスを活用したイノベーションの推進
マーケットプレイス・バンキング
個人向けローンのデジタルマーケットプレイス構築
決済処理
Intelligent Routing
エンベデッド・バンキング
ERPとTMSに銀行を取り込む
困っている顧客へのサポート提供
人道的支援のための資金分配
デジタルトランスフォーメーション
法務部門の変革
クラウドへの移行
コアバンキングのクラウドへの移行
中小企業向けンエンベデッド・フィンテック
デジタルバンキングの加速
顧客エンゲージメント
パーソナル化されたコンテンツでデジタルを人間味のあるものにし、関係性を向上
2022
Overall winner
Teachers Federal Credit Union
顧客ワークフローの最適化
エンドツーエンドのデジタル買掛金勘定の強化
バンキング・アズ・ア・サービス
サービスとしてのクレジットカード発行
ビジネスモデルの進化
Goldman Sachs Transaction Banking
卓越したエンベデッドファイナンスの強化
商業顧客向けデジタルオンボーディング
カスタマーオンボーディングのハードルを上げる
クラウド型コアシステム
Germany's First In the Cloud
Corporate Digital Banking
Bringing the Conveinence of Mobile Cash to Management
Corporate Production Innovation
Supporting ESG Commitments for Corporate Clients
Customer Engagament
Customer Service
Digital Lending
Embedded Finance
Embedding Banking Into a Messaging Platform
Legacy Transformation
Digital Straddle Initiative
Open Banking
Delivery Open Banking Payments
Payments Infrastructure
Cámara de Compensación Electrónica
Delivering Real-Time Financial Inclusion
Payments System Transformation
Preparing for the Next Payments Frontier
Retail Payments Transformation
Transforming Cards with a SAAS Solution
Small Business Digital Banking
Bringing a Frictionless Digital Experiene to Small Businesses
Innovation in Digital Transformation
2021
Overall winner
Varo Bank
Financial Inclusion
Engaging The Digital Customers of the Future
Open Banking
Delivering Innovation through Open Banking
Customer Engagement
Erica's High-Tech Touch
Financial Wellness
Game Changing Cashflow Prediction Tool
Mortgage Lending
Open Banking Ignites Cross-Border Lending
Commercial Payments
Making Payments Pay For Clients
Corporate Digital Banking
Hyperpersonalising Digital Customer Journeys
Legacy Transformation
Delta Community Credit Union, USA
IT Transformation Drives Credit Union Reinvention
Operational Excellence in COVID-19 Response
Distributed Work and Digital Lending
Corporate Banking in the Cloud
Reimagining Digital Transaction Banking
Retail Digital Banking
A New Virtual Bank
Architecting for Innovation
National Australia Bank, Australia
NABX Micro-frontend Framework
Payments Infrastructure
Payments Network Malaysia (PayNet), Malaysia
Real-Time Payments Ecosystem Empowers Rapid Growth
Credit Innovation during the Pandemic
Bionic PPP Response
Digital Onboarding
Omnichannel Onboarding at Breakneck Speed
Payments Transformation
Embedding Payments for Business
Open Banking Ecosystem Development
Taishin International Bank, Taiwan
Building an API Ecosystem
Supporting Customers in the Pandemic
Accelerating Customer Care
Retail Payments
Utah Community Credit Union, USA
Engaging Tech-Savvy Customers with Digital Card Experiences
Embedded Finance
Enabling Partners to Offer Financial Products
2020
Overall winner
Royal Bank of Canada
Cooperative Bank Transformation
Australian Military Bank Ltd., Australia
Becoming a Modern Digital Bank
Operational Excellence
myCTO, Operations and Transaction Monitoring Platform
Risk Management
Modernising the AML/KYC Platform through Big Data
Banking-as-a-Platform
BBVA Open Platform
AI-Driven Customer Insights
Citi Opportunity Insights
Trade Finance and Supply Chain
Citi Next Generational Trade
Commercial Banking
Beyond Digital
Customer Engagement
Commonwealth Bank of Australia, Australia
Adaptive Models in Customer Engagement Engine
Mortgage Lending
Innovating Like a Fintech to Create an Industry-Leading Mortgage Business
Transaction Banking Transformation
Realizing the Digital Leap: businessONLINE
Banking in the Cloud
EQ Bank to the Cloud!
Employee Enablement
Central Business Intelligence and Service Delivery Framework: “The Vault”
Digital Payments
Driving Financial Inclusion in Myanmar with KBZPay
Core Technology Replatforming
Core Banking System Replacement Project
Digital Bank
Liv. by Emirates NBD
Community Banking Transformation
Rising Bank, a Separately Branded Digital Bank
Innovation Frontier
Quantum-Computing-as-a-Service (QCaaS) Payit
Lending as a Platfrom
Next-Generation Credit and Monitoring Platform
Commercial Payments
Healthcare Payer Enrolment Automation
Retail Lending
RattanIndia Finance Pvt Ltd, India
Creating an End-to-End Lending Platform Hosted in the Cloud
Commercial Lending
SME, Commercial, and Corporate Lending Digitisation and Evolution
Payments Replatforming
Payments Hub in The Cloud
Payment Operations
The Bank Of New York Mellon, USA
Real Time Resiliency & Transaction Intelligence Platform
Financial Inclusion
Union Bank of the Philippines (UnionBank)
Reaching the Underserved through Open APIs (API Marketplace) | Blockchain to Bring Digital Payments to Rural Banks (Send-i2i)
2019
Overall winner
Citi
Cloud Adoption
Bank of America, US
Process Automation
Bank of America, US
Robots Help Serve and Protect the Bank
Innovation Enablement
BMO, Canada
InnoV8, BMO’s Digital Accelerator