Biography
Patricia heads Celent’s Corporate Banking practice and is based in Charlotte, NC. Her areas of research include corporate banking and global transaction services with a particular emphasis on treasury and cash management, corporate banking delivery channels, commercial and small business lending, and emerging technologies such as APIs, blockchain, and artificial intelligence. Patty has been published in a broad range of industry media and presented at numerous conferences.
Patty has over 20 years of experience in financial services across business, technology, and operations. Before Celent, she was a Research Director in Wholesale Banking at CEB TowerGroup, a leading financial services advisory research firm, where she conducted primary research focused on industry trends, strategic business drivers, and technology solutions in commercial lending and small business services.
She has also held senior technology, operations, and marketing positions at FleetBoston Financial (now Bank of America), Wells Fargo, Citibank, MuleSoft, OpenText GXS, and S1 Corporation (now ACI Worldwide).
Patty received her MBA from the Yale School of Management and a bachelor’s degree in business administration from the State University of New York at Albany. She also holds a Certified Treasury Professional (CTP) accreditation from the Association of Financial Professionals. Patty can be reached directly at phines@celent.com.
Latest insights
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25 November 2024
Morgan Stanley and OliverWyman just published their annual “bluepaper” for global banks and asset managers. This year’s theme is “Extending Cred…
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19 November 2024
As we near the end of 2024, the macroeconomic and geopolitical landscape remains challenging. These dynamics have the potential to reshape econo…
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30 September 2024
Historically, banks have faced challenges providing comprehensive cash position and forecasting solutions due to limited access to transaction d…
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22 September 2024
Like other document-heavy transaction banking processes, trade finance is ripe for disruption. The process is highly manual, with documents chec…
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By Patricia Hines, Director - Corporate Banking In corporate banking, the end-to-end process of onboarding new technologies encompasses multiple…
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